Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).
Kiplinger’s ESG 20
Plan a Family Money Talk
Kiplinger’s Personal Finance
THERE’S NO VACCINE AGAINST INFLATION • Prices should ease in 2022, but inflation will remain above the levels of recent years.
POST-PANDEMIC MONEY ADVICE • It still makes sense to delay Social Security benefits, and everyone should save more.
HOW A RISING COST OF LIVING WILL AFFECT SOCIAL SECURITY • If you receive benefits, you’ll get a significant raise this year—and high earners will owe more in payroll taxes.
You Can Save More in 2022
DONATE CRYPTO AND GET A TAX BREAK
WATCH OUT FOR JOB LISTING FRAUD
BRIEFING • INFORMATION ABOUT THE MARKETS AND YOUR MONEY.
2022 KIPLINGER’S MONEY CALENDAR • Use our timely reminders all year long to make the right financial moves—sign up for health care, cut your taxes, and save on shopping and travel.
WHERE TO INVEST IN 2022 • Investors will have to curb their enthusiasm as markets get back to normal.
Risks and Rewards in 2022 • Liz Young is head of investment strategy for personal finance firm SoFi.
8 Stocks to Buy Now • These stocks should deliver gains in 2022.
… and 5 to Sell
These Health Care Stocks Should Thrive • Pharmaceutical and health sciences firms are riding powerful demographic trends amid a golden age of innovation.
Invest in a Fund
My Top 10 Stock Picks for 2022
Storming Back • A combination of tight supplies, rising demand and continued economic growth is fueling the energy sector.
New Ways to Invest in Bitcoin
Where to Find Yield in 2022
Good Ideas, Stellar Results • This emerging-markets stock fund isn’t afraid to stray from the pack.
News on Two of Our Favorite Funds
How to Choose the Right Payment App • Using PayPal, Venmo, Zelle and other apps is convenient, but there are pros and cons to each.
PROTECT YOUR PAYMENTS FROM FRAUD
Honey, We Need to Talk About Money
What to Do If Your Credit Card Is Closed
Lower Taxes on Your RMDs • When you turn 72, you’ll have to start taking minimum distributions from your IRA and 401(k). These strategies will help trim Uncle Sam’s take.
Postpone Distributions Until Age 75?
When to Call In a Professional • For some investment categories, choosing an actively managed fund makes sense.
A Guide to 401(k) Plans • Consider these strategies to get the most out of your savings.
Best Sources of Emergency Cash
Shop for a New WIRELESS PLAN and Save Big • Competition is fierce, and carriers are dangling free phones and streaming subscriptions.
THE RIGHT PLAN FOR YOU
GET READY FOR 5G
Preparing for a New Life • While this Afghan refugee waits for resettlement, she is working to bring her family to the U.S.